Archadeck of Charlotte
2311 Village Lake Drive
Charlotte, North Carolina 28212
(704) 944-1350
Fax (704) 944-1354
E-Mail Us: charlotte@archadeck.net |
 |
Do not put your home at risk! It is a very important investment for
you. Is your builder applying for and providing you with a building
permit?
Although not all home improvements require a permit, the homeowner
is legally responsible for getting the permit for projects that require
one. A building permit protects you, the homeowner, by insuring that
the work done to your property will be completed in compliance with
local and state building codes. In essence, your local county government
becomes your watch dog, making sure that your contractor builds your
job correctly and legally. Archadeck of Charlotte obtains permits
for each project and is happy to provide this service for our customers.
At Archadeck, we take much pride in the fact that we consistently
meet or exceed all building codes.
Dont let anyone tell you that a building permit is not necessary.
Find out for yourself before signing a contract with a contractor.
A project completed without a permit, when required, could lead to
insurance or property transfer problems. In some cases, the county
has even made homeowners tear down illegally constructed projects.
- MAKE SURE THAT ALL BIDS ARE FOR THE SAME SPECIFICATIONS:
It is good consumer practice to shop around. However, beware the
contractor who promises to "build it the same way XYZ Builders
does, but for a much lower price". Detailed drawings and
written construction specifications are the best way to ensure
consistency between bids. For the same design, a higher price
may reflect different (and superior) materials, workmanship, business
practices, project integrity and after-installation customer service.
- GET IT IN WRITING:
Contracts and design capabilities can fall within a full spectrum
of presentations. Prepare yourself for everything from scribbles
on a business card, to "trust me" verbal agreements
based on a handshake. Although the handshake part is an important
start of your relationship with a contractor, do not consider
it as a final basis for the details of your project. Always detail
your agreement in writing.
- ELIMINATE GUESSWORK
AND SURPRISES:
Come to a full understanding with your contractor. Written contracts
can range from signing a simple estimate to a more thoroughly
documented agreements. Details that can, if overlooked, turn into
particular sources of dissatisfaction include:
- GENERAL BUILDING SPECIFICATIONS:
Contractors who perform new construction provide specifications
that detail the types of lumber and materials they provide
in every aspect of their projects. Your remodeling and home
improvement contractor should do the same. Remember, if it
is not in writing, it is subject to change without your knowing,
or having legal recourse to settle disputes.
- UTILITIES:
Will the contractor locate and avoid interfering with underground
utilities such as telephone, gas, cable TV, and natural gas
lines? Similarly, does the contractor locate and account for
obstructions that could have an effect on the cost and process
of your project, such as vents, meters, and gutter downspouts?
- LUMBER DROP:
Often overlooked, your ability to agree upon allocation for
the lumber truck to drop materials can avoid damage to your
lawn or garden, as well as surprise blockage in your driveway.
- CLEAN UP:
Will you or the contractor remove and dispose of excess lumber,
cuttings, dropped hardware, and litter? Clean up costs money,
time and effort.
- IS THE CONTRACTOR RESPECTFUL OF YOU AND YOUR
HOME? As part of the agreement, does your potential contractor
ask for use of your electrical and bathroom facilities once construction
begins? Beyond attention to detail, this courtesy also gauges
the level of respect the contractor has for you and your home.
- DO NOT PAY MORE THAN _ OF THE CONTRACT VALUE
AS A DEPOSIT UNTIL THE CONSTRUCTION STARTS:
It is quite reasonable for a contractor to ask for and receive
a down payment upon the sale, as well as scheduled future progress
payments. Yet, many of the remodeling horror stories involve homeowners
who paid a large deposit and got little or none of the work performed.
Because most projects require the outlay of very little cash until
the actual start, a demand for a larger deposit may be an indication
that the contractor has been judged a poor credit risk.
- DO NOT PUT YOUR HOME AT RISK:
It is a very important investment for you. For instance, one important
consideration involves how your deck or other outdoor home improvement
is attached to your home. Improper protection against water, or
the wrong method of attachment to your house, can result in damage
to your homes framing. Improper attachment may also jeopardize
the integrity and strength of your deck or project. Local codes
will provide minimum standards that you should expect, but always
confirm that flashing (the detour of water from the point of attachment
to your home by both physical pathways and waterproofing materials)
is detailed in your contract. Also ensure that nails are not the
sole means of attaching your project to your home; lag bolts are
a better means. Remember, include these written specifications
in your contract.
- VERIFY THAT THE CONTRACTOR HAS GENERAL LIABILITY
AND WORKERS COMPENSATION INSURANCE:
Without such coverage, you could be held liable for property damage
or injuries that occur on your property. Furthermore, simply seeing
a certificate of insurance is not enough. Some insurance companies
enclose a certificate- complete with policy number and levels
of liability coverage- in the same envelope as they include their
premium notice. A truly dishonest contractor can throw the premium
notice away without paying for coverage, yet can hang onto the
certificate, bring it to your home, and flaunt it for you. ALWAYS
write down the name of the insurance broker and the policy number.
This way you can call and verify that your contractor is covered
against liabilities. Remember, if the contractor is not insured
and is hurt on the job, the contractor- or even the government-
can sue you.
- DO NOT JUST ASK YOUR CONTRACTOR FOR
REFERENCES FROM OTHER HOMEOWNERS: You should break references
into two further categories:
- A contractors inability to stay
in business is often not a result of poor workmanship. Their
failure as a business (and consequent inability to do warranty
repairs, let alone finish your project) is more often a result
of poor business practices. Reasonable business people will
take no offense when you ask for business references (local
lumber yards, code officials, local wholesalers, etc.) and
will proudly provide these references to you upon request.
Struggling, unprofessional contractors will not.
- Do not ask for a generic list of satisfied
customers. Expand your list to include customers from two
or more years ago, owners of recently completed projects,
and customers whose projects are currently under construction.
This will give you a historical performance review of your
contractor. Furthermore, if your project is tall, short, crooked,
or purple with pink polka dots, then ask for and speak with
references with projects that are tall, short, crooked, or
purple with pink polka dots. IF REQUIRED, IS THE CONTRACTOR
LICENSED?
- If you reside within a state or municipality
that requires or offers a licensing process for contractors,
then settle for nothing less. Licensed contractors have demonstrated
that they meet or exceed the experience, financial integrity,
and knowledge criteria that are considered a minimum to operate
in a competent, professional manner.
- In North Carolina, any home improvement
in excess of $30,000 requires construction to be done by a
Licensed General Contractor. In South Carolina, any improvement
in excess of $5000 requires the services of a Licensed GC.
|